1240 Willowgate Lane Saint Charles, IL 60174 Residential - New

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Description

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

Property Highlights

Property Type: Residential -
Total Living Area SF: 3,636
Garage Size: 2
Attached Garage
Built in 1993
School District: District 303
Cul-De-Sac Lot
River Front
Brick Exterior
Two Fireplaces

General Information

Bedrooms: 3
Bathrooms: 4
Sqft: 3,636
County: Kane
Listed By:
eXp Realty - St. Charles 888-574-9405
MRED MLS

Room Information

Den: 14X18
Recreation Room: 14X16
Sitting Room: 11X13
Bar/Entertainment: 6X12
Foyer: 10X15
Family Room - Down: 15X33
Bedroom 2: 12X24
Bedroom 3: 15X19
Dining Room: 15X18
Family Room: 19X25
Kitchen: 13X20
Laundry: 7X8
Living Room: 19X25
Primary Bedroom: 18X28
$1,150,000
Est. $7,675/mo
3beds
4baths
3,636sqft
2cars
New to the Market New
BEDS3 BATHS3 full 1 partial SQUARE FEET3,636 MLS#12694179
STATUSNew PROPERTY TYPEResidential - SCHOOLDistrict 303

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1240 Willowgate Lane , Saint Charles, IL 60174.

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Loan Type FHA 30 Year FixedVA 30 year fixed30 yr Jumbo
Purchase Price $1,150,000$1,150,000$1,150,000
Down Payment $40,250$0$230,000
Monthly Mortgage Amount $6,861$7,233$5,740
Taxes $1600$1600$1600
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $690$0$0
Monthly Estimated Total $9,486$9,168$7,675

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